Meet our construction-centric team—a group of insurance professionals dedicated to the construction industry. Experts in enhancing your safety and profitability, they are strategic partners backed by proven results for our captive members. Each one transparent, friendly and focused on you, the client.
Jason Oswald
President & Managing Director
ACI, ARM, CRIS
Jason is a seasoned insurance executive, effective leader, and innovative strategist. With professional experience that runs across a broad spectrum of disciplines, he has developed expertise in profit and loss, strategic direction, development and implementation of growth initiatives, and driving underwriting best practices.
Mark Archambault
VP of Insurance Operations
ACI, AIAF, CPCU, CRIS
Mark is a commercial casualty insurance professional with extensive experience in underwriting large complex accounts, product management, process improvement, and difficult coverage issues. He holds a BA from the University of Vermont (ask him for his best cheese recommendations!) and an MBA from Northeastern University, and he’s passionate about customer service and sharing his knowledge with others.
Aaron Kock
VP of Operations
CRIS, CLCS
Jason Schmahl
VP of Distribution
CRIS
Jason has spent his entire professional career—more than 20 years—advising contractors on improving their overall cost of risk through various market conditions. For Cardinal, Jason manages our overall distribution strategy and individual captive program growth. He holds a degree in business economics from the University of Northern Colorado. Some of Jason’s earliest memories of his childhood include sitting in the cab of a crane or an excavator, thanks to his family’s ties to the construction industry. He has always had a passion for the construction industry, especially because it taught him at an early age the value of hard work and discipline. When Jason’s not working, there’s a really good chance you’ll find him on the golf course.
Sandra “Sam” Elam
AVP of Client Services
AIC, ARM, CRIS
Sam brings the full force of her energy and expertise to Cardinal Captive Solutions: She has three decades of experience in claims and litigation management with a comprehensive understanding of policies, contracts, coverage, jurisdictional concerns, and reserving and settlement strategies. Sam specializes in auto, general liability, and workers’ compensation and in analyzing and identifying trends in risk and claims.
Corey Rimmer
AVP of Safety & Risk Management
ARM, CRIS, RRE
In this role, Corey is responsible for leading the direction, management and oversight of the Safety & Risk Management function within all construction programs under management. He ensures effective implementation of strategic and operational objectives and policies, in accordance with the captive’s strategic plans.
Corey has been in the insurance industry for over 30 years. He holds a bachelor’s degree in Risk Management and Insurance from Temple University. He also holds an Associate in Risk Management, Construction Risk Insurance Specialist and Recognized Risk Engineer designations.
UNDERWRITING
Jason Wadland
Underwriting Consultant
CRIS
Jason’s distinctive background in claims, underwriting, and construction management has equipped him with expertise to identify safety-driven construction risks and build smart insurance programs solutions. He holds a degree in business administration, with concentrations in management and management information systems, from the University of Massachusetts Lowell and has nearly 20 years’ experience. Detailed-oriented and customer-focused, Jason is Cardinal's Underwriting Consultant for our Centurion and NUCA Assurance captive programs. Jason spends his time outside of work with his family—wife, Katie, and daughters, Kyla and Aubrey, and a “very old pup” named Snoop. Fun fact: He started taking drum lessons during the pandemic and recently joined a local dad-band.
Jenn Swanson
Account Executive
CRIS
Prior to working for Cardinal Captive Strategies, Jennifer spent 14 years with Liberty Mutual, the last three of which she spent as a Senior Account Analyst in Mid-construction for the Northeast and Mid-Atlantic groups. There, she collaborated with five underwriters and specialized in the casualty lines of business. Very organized and deeply attentive to details, Jennifer is a valuable team player. At Cardinal, she supports our underwriters in the strategic growth of our middle-market construction programs. Jennifer lives in Maine with her husband, Bruce, and enjoys times with her extended family (including two sons and a granddaughter): cooking, kayaking, fishing, hunting, baking, and reading.
Known for her keen attention to detail, Natasha touches nearly every aspect of CIRCA’s work, including billing, audits, renewals, new business, rating, issuance, policy support, and endorsement processing—all while providing top-notch customer service to our clients. Before coming to CIRCA, she worked in policy support and then as an underwriting technician for a roofing captive with a carrier for five years. A mother to two boys, Natasha grew up in Guyana, loves being at home (and enjoying the occasional night out to go dancing), and values honesty and hard work.
Senior Account Executive
CRIS
Natasha Sookhoo
Elizabeth Awe
Senior Account Executive
CISR, CRIS
Elizabeth–or “Lizzie” as her friends and colleagues call her–earned a degree in business administration from St. Gregory’s University in Oklahoma and began her career in insurance as a receptionist at a small brokerage firm before moving to a large retail agency, where she served as an account manager on a large construction book of business. After moving to Denver in 2015, she worked on the carrier side in an underwriting capacity before joining Cardinal in 2022. Lizzie is passionate about providing exemplary customer experiences, and she understands the challenges contractors face, so she’s dedicated to delivering ease of business. A first-generation American whose family immigrated from Belize, Lizzie loves to spend time with her husband and daughter and “bossy” West Highland Terrier, Sophie Mae.
Meghan Breen
Account Executive
CRIS
As an account executive at Cardinal Captive Strategies, Meghan manages the day to day underwriting activities for our captive clients. She previously worked as a Senior Account Executive at Liberty Mutual Insurance in the mid-construction Northeast sector. She is recognized for her strong problem-solving skills, fast learning ability, and detail-oriented approach, supporting clients with thoughtful solutions and reliable service. Meghan graduated with a bachelor’s in health sciences from James Madison University. Meghan lives in the Providence, Rhode Island, area with her fiancé and their cat, Viola. Outside of work, she enjoys tapping into her creative side by reading, hiking, traveling, baking sourdough, and making pottery.
CLAIMS
As Cardinal Captive Strategies’ claims manager, Bert Dizon, CCP, ACP, manages claims and risk for multiple construction captives throughout the U.S. Bert was previously a client account manager at Gallagher Bassett under the Alternative Market/Captive, Construction and Transportation space for all lines of coverage including Worker Compensation, Commercial Auto/Trucking and General Liability. He has extensive knowledge in claims management and coverage investigation in multiple lines of insurance including construction/Construction Defect, personal lines auto (standard/non-standard), commercial auto and trucking, general liability, professional liability, franchise risk, cyber, and cannabis. Bert brings expertise in claims mediation, a high degree of empathy, and excellence in negotiation and strategy to all his work. In 2017, he was an inaugural recipient of the Rising Insurance Star Executive (RISE) Award, and in 2022, he was the CLM Claims Management Professional of the Year in 2022. In his free time, Bert loves to cook and sing (maybe even at the same time), and he enjoys movies, television, and golf.
Liability Claims Manager
ACP, CCP
Bert Dizon
With more than a decade of experience in the insurance industry, Jennifer Walker has a background in the areas of workers’ comp, FMLA, disability, and auto insurance. She’s a pro at tending to the details of claims to ensure careful and timely handling. At Cardinal Captive Strategies, Jennifer, who holds her Adjuster License in several jurisdictions, specializes in worker comp claims with all our shareholders. Jennifer is the mother of four children who loves to craft, especially with vinyl, glitter, and epoxy! She lives in Kentucky with her family and is working on a degree in Computer Information Science.
Workers’ Comp Claims Manager
CRIS
Jennifer Walker
SAFETY & RISK MANAGEMENT
Mike Adkins
Risk Control Director
ALCM, CRIS, RRE
In his role, Mike partners with shareholders to reduce the total cost of risk with strategies based on industry best practices. Mike’s strengths include innovating and problem-solving with a close eye on industry trends and emerging risks. His experience spans 30 years, most of which he has spent focused on providing customized risk control and assessment for complex accounts in various industries, especially large construction and oil and gas markets. Before joining Cardinal in 2025, Mike worked for large insurance carriers in many risk-control capacities.
Mike has a Bachelor of Science in Occupational Safety & Health and a minor in Aviation from Southeastern Oklahoma State University. In his spare time, he enjoys sitting on the porch (with his wife of 32 years). They travel to interesting places when they get the opportunity, and Mike tries to squeeze in some dirt-bike riding with the kids and grandkids from time to time.
Announcement Pending
Risk Control Director
CRIS
OPERATIONAL SUPPORT
Kaylyn Wilson
Executive Assistant
As Cardinal’s executive assistant, Kaylyn Wilson organizes, communicates, plans and executes projects, and solves problems so that our team can serve clients effectively. Kaylyn came to Cardinal from International Direct Response, Inc, where she spent 15 years as a senior account director, and her robust skills, paired with her high energy and tenacity, keep our firm running smoothly.
Kaylyn holds a B.A. in communications from Biola University. She’s been married to her husband, Ty, for more than 30 years; together, they have four amazing adult children and one awesome daughter-in-law. Kaylyn lives in Colorado, where she is probably either enjoying the outdoors or reading avidly so she can top her Goodreads stats year over year.
Kate Harrison
Events Manager
Kate Harrison directs and organizes all the details of Cardinal’s many events, which are a mainstay of our client offerings. A Colorado native, Kate earned her bachelor’s degree at Texas Christian University and worked for Neiman Marcus in Texas and Harrods in London for many years before taking time off to raise her three children. (Her far-flung travels and eye for detail contribute to her success in event planning.) Today, she and her family live near Denver and love to visit new destinations whenever they can.
Hilary Oswald
Marketing Director
A journalist by trade and training, Hilary has worked for 20 years in both traditional media as a writer/editor and in marketing as a copywriter/strategic partner. She’s passionate about clarity in communication, thoughtful storytelling, and the Oxford comma. For Cardinal, she helps translate the intricacies of this innovative insurance solution into the information leaders need to decide whether captives are the right fit for their businesses. Outside of Cardinal, Hilary has written about such diverse topics as the premier importer of French escargot, luxury interior design, the value of liberal arts education, and motherhood. She’s an avid reader, a lover of live theater, a happy wife and mom, and a very average (but generally enthusiastic) skier.