Cardinal offers a range of smart, tailored solutions for commercial construction companies of varying sizes. We welcome the opportunity to speak with any commercial construction company about how we can help you find the right captive for your business operations and goals.
A fully customizable, Vermont-based captive, CIRCA-sponsored Captive Insurance Company provides the scaffolding your company needs to build a captive program suited to your business. This structure gives us the freedom and the structure to develop turnkey solutions for our clients.
Founded in 2005, Construction Insurance and Risk Captive of America (CIRCA) Limited is a Vermont-domiciled and -licensed group reinsurance company designed, owned, and operated by an elite group of contractors. CIRCA provides a safe, controlled, versatile, and rewarding approach to managing risk.
A reinsurance company that provides insurance to other captives, CIRCA Re takes risk on other captive formations (such as single-parent, group captives, and broker/association captives). Our role is to help those captives transfer risk and leverage underwriting capacity.
A brilliant solution designed for middle-market contractors, Centurion is a group captive owned and managed by its members, who purchase workers’ compensation, general liability, and auto liability through Centurion.
An exclusive benefit for members of the National Utility Contractors Association (NUCA), this construction-focused group captive is owned by NUCA members and designed by our team of insurance experts to deliver the claims control and risk-management support smart business owners need. Members purchase workers’ compensation, general liability, and auto liability insurance through NUCA Assurance.